中文翻译与英英解释 | the person who gives a mortgage in return for money to be repaid; "we became mortgagors when the bank accepted our mortgage and loaned us the money to buy our new home"
同义词：mortgagor,
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例句与用法 | 1. | The many mortgagers of hong kong , for example , are now enjoying a mortgage interest rate , relative to prime , that is four percentage points less than six years ago
举例说，现时本港众多按揭供款人所付相比最优惠贷款利率的按揭利率，便较
| | 2. | Fourthly , the author commented on the realization of the right of mortgage , the protection of the interest of mortgager and the handling of mortgage dissension
第四部分，对按揭权的实现，按揭人利益的保护，按揭纠纷的处理等实践问题进行评析。
| | 3. | The first one is whether the third party can be the mortgager according to the maritime code , the third party can not the guarantee others " debt with his own ship
第一个问题是第三人是否可以成为船舶抵押的抵押人的问题。据《海商法》的规定可推知，在船舶抵押中第三人不能用自己的船舶为他人的债务做担保。
| | 4. | Once the loan contract is signed , the interest payment is locked . so it is more advantageous to mortgager . in banking business , mortgage prepayment is usually regarded as a convention
同浮动利率住房抵押贷款比较,固定利率住房抵押贷款对贷款人比较有利,一旦签订合同,在贷款期限内可以避免由利率上升带来的贷款成本增长。
| | 5. | Nonetheless , mortgage - backed still have some existing defects with the security , profitability and liquidity of modern commercial banks are looked at : one of the defects is that the capital that the bank gives to the mortgager is a liability of the bank to the depositors
但是，以现代商业银行经营的安全性、盈利性和流动性角度来看，住房抵押贷款仍存在一些缺陷：一是银行贷给按揭人的资金是银行对储蓄者的负债。
| | 6. | The transfer of pawn is the disposition of the pawn by the mortgager , three parties are concerned : the mortgagee , the mortgager , and the buyer . because of the identity of the target between the formerly existing hypothec relation and the debt relation afterwards , there are sure to be certain beneficial conflicts among the three parties
在传统大陆法系民法中,普遍承认抵押权具有追及效力,即抵押权一经设立,抵押物所有权的变动,不影响抵押权的效力,抵押权的效力及于抵押物的受让人。
| | 7. | Having expounded the legal constitution , origin , meaning etc , the author draws a conclusion about the essence of the mortgage - the transferring guarantee , which is in contrast to the popular opinion that mortgage is charge or hypothecation , exactly speaking , what is transferred is the mortgager ' s expective right to the ownership
关于楼花按揭的性质，国内说法不一，所以在第二部分笔者首先简要介绍了各种观点，然后从法律构成、渊源；意义等三方面进行了论述之后得出结论：楼花按揭的实质是让与担保。
| | 8. | Based on these , considering prepayment " influence on mbs " price , the following three pricing methods are researched on deeply . referring to the experiences of foreign countries , the pricing method based on prepayment pattern is given ; considering the influence of interest rate on prepayment , different interest rate simulation pricing methods are set up , which is on the basis of different interest rate term structure model ; in view of interest rate and different incentive threshold of mortgager , a interest rate incentive function simulation model is established to price mbs
在此基础上，考虑到预付对证券价格的影响，对以下三种定价方式进行了深入研究：借鉴国外经验，提出了基于提前还款模式的定价方法；考虑利率对预付行为的影响，建立了基于利率期限结构的不同种模拟利率定价模型；考虑到利率以及抵押借款人的不同利率刺激门槛对预付的影响，建立利率刺激函数模拟模型进行定价。
| | 9. | Second , the writer discusses the theoretical orientation of the mortagage of presold merchandise buildings , pointing out that the mortagage of presold merchandise buildings is a kind of droit mortagage based on the expectant ownshipo since the buildings have not been constructed yet when they are mortagaged , the mortgagers ( eg . the buyers ) have not had the ownership of the buildings but have the expectant ownship of the buildings . the buyers have the right to request the ownship of the buildings from the builders , the preselling registered system make the droit has the character of the ownship so this expectant ownship can be mortagaged
其次，本文探讨了预售商品房抵押的理论定位，指出预售商品房抵押是在物权性的期待权上设定的权利抵押。由于抵押时预售商品房尚未建成，抵押人(预购人)尚不享有预售房的所有权，只是享有预售商品房所有权期待权。该期待权的性质本是请求开发商交付房屋的债权，但由于预告登记制度的建立，使其具有物权性质。
| | 10. | In our future real right law , there should be some limitations to the open objects , hut nor the open contents in the property register of immovables ; lawsuit time limit should not he applied to return protoplast right of applicant ; we had better constitute positive prescription system ; powerless punish should not affect the force of contracts when the endorser has no right , but the transferee is well - meaning ; there should be proper toleration to the unanimous consent principle on punishing mutual thing ; we should prohibit mortgaging to some movable property which has no way to open ; there should not be the time limitation when mortgager realizes the hypothec after the fulfilling tern ; of primary creditor ' s rights is over , except that mortgager is not the debtor ; when the debtor do not refund the debt , the mortgager cannot get the guaranty directly , but he may put in for the court to auction guaranty
摘要我国未来物权法，对于不动产登记簿的开放对象应当有所限制，但对于开放内容不应有所限制；物权人的返还原物请求权不应当适用诉讼时效；应当建立取得时效制度，并应区分一般动产、准不动产、未登记不动产而规定不同的成立条件；在动产的转让人为无权处分而受让人为善意的情况下，转让人与受让人之间的合同是否有效不应当以“无权处分”为条件，只有在转让合同无效的情形下，受让人取得标的物的所有权才是依善意取得制度的取得，此时的取得是原始取得；在共同共有的情形下，原则上处分共有物应当经共有人全体一致同意，但应容有若干例外；不应当规定居住权；动产抵押的公示方式问题无法彻底解决，如果规定动产抵押，应当实行登记要件主义，适于烙印、打刻或贴标签的动产，应当采取烙印、打刻或贴标签的方式，其他无法解决公示方式的动产应当禁止抵押；主债权履行期届满后，抵押权人行使抵押权，原则上不应当有一个时间限制，但抵押人非为债务人时可容有例外；在债务人不偿债时，抵押权人不能直接让抵押人交出抵押物，实现抵押权，但可以持抵押权登记簿副本直接申请法院拍卖抵押物。
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